Finance & accounting

Hire a loan restructuring expert in Greece and Cyprus

For a company whose loans no longer fit its cash flow: a restructuring plan the lender can test, and a negotiation run by someone who knows how the other side decides.

Schedule a call How our vetting works

Many companies in Greece and Cyprus still carry loans from a different economy, often now held by servicers rather than the bank that granted them. When repayments no longer fit the cash flow, a loan restructuring expert prepares the case and runs the negotiation: financial advice, given alongside the company's lawyers. The usual starting points:

Repayments the cash flow cannot carry, with the next instalment already in doubt
A loan sold to a servicer, with a new counterparty and new rules
Several facilities across banks that need one plan instead of separate fights
The owner's personal guarantees, signed years ago and now back on the table

The loan restructuring experts on Hellenic Talent are elite professionals who have worked on the lenders' side: in the special assets units of Greek and Cypriot banks, at the funds and servicers that bought the loans, and in restructuring advisory. They know what a restructuring unit can approve, and say so before the first meeting.

What does a loan restructuring expert actually do?

Establish what the business can repay, from a cash flow built for lenders
Prepare the information package a restructuring unit or servicer expects
Design the options, including the out-of-court mechanism in Greece, and what each costs
Set the negotiation sequence: who speaks to whom, and when
Lead the talks with the bank or servicer, alongside the company's lawyers
Carry the agreement to signing and the first repayments, so the plan holds

How to choose the right loan restructuring expert

What to test in the first conversation, whoever you end up hiring.

Knows how proposals are scored
Has worked in a bank restructuring unit or at a servicer, and can explain how your proposal will be scored.
A cash flow lenders believe
Builds the repayment case from what the business can pay, with the assumptions a servicer will test first.
Names what lenders refuse
Promises no write-off, and tells you early which requests Greek and Cypriot lenders routinely refuse.